Understanding pensions

Pensions is a complex subject but here we will explain some of the basics. By understanding how your pension works, you will be ready to make the important decisions that will help you and your family when you retire.

Pension basics

We understand that pensions can be confusing. Here are some of the questions that we're most commonly asked.

Glossary

An A to Z of pension terms and abbreviations and what they mean.

Freedom and choice

How the April 2015 Pension 'Freedom and choice' act may affect your pension options.

National Insurance database information

This page gives details of the member data that will be shared on the National Insurance Database for LGPS members.